Protect your Future Today

Financial planning and risk management are crucial for several reasons as it helps individuals and families manage their finances effectively, achieve their financial goals, and navigate through various life stages. At Saltwater Insurance we partner with MMC Financial Group to help clients achieve these goals through:

1. Investment Planning: Understanding your financial goals allows you to develop an investment strategy aligned with your risk tolerance, time horizon, and objectives. Effective investment planning can help grow your wealth over time.
2. Retirement Planning: Financial planning is crucial for ensuring a comfortable retirement. It involves estimating your retirement needs, contributing to retirement accounts, and making informed decisions about when to retire and how to manage your assets during retirement.
3. Tax Planning: Financial planning includes tax planning strategies to minimize your tax liability. This may involve taking advantage of tax-advantaged accounts, deductions, and credits to optimize your tax situation.
4. Insurance Coverage: Assessing your insurance needs is a part of financial planning. This includes life insurance, health insurance, property insurance, and other types of coverage to protect against unforeseen events.
5. Estate Planning: Financial planning addresses the distribution of assets and wealth through estate planning. This includes creating a will, establishing trusts, and planning for the transfer of assets to heirs.
6. Adapting to Life Changes: Life is dynamic, and financial planning helps you adapt to changes such as marriage, having children, career changes, or unexpected events. It ensures that your financial strategies remain relevant and effective.

Geoff is the founding partner of our firm. He was born and raised in the community he now serves. He is the oldest of 5 children. He attended New Bern High School where he graduated Valedictorian. Upon graduation, he attended NC State University and graduated with an accounting degree and a concentration in financial analysis.

He is one of the founding partners of MMC Financial Group and has been in the financial planning industry since 2010. He has a passion for helping families and businesses create their financial roadmaps and realize their true potential.

He works and resides in New Bern, North Carolina. He has three fast-growing children: son, Braxton, and twin girls, Emma and Hailey. 

In his spare time not spent with his children you will often find him at the gym, on a boat, or on the golf course.